Feeling overwhelmed with tracking money from different places that you have to do? Are you terrified of not knowing the actual state of your finances and those of your business? Once again, technology makes your life easier and what you need are free sites to help manage your money.

I know how important money is to your small business, especially when you’re starting, or even to you as an individual.

If you want to improve your finances or already have adequate finances, and want to manage it, there are free sites that will make it easier for you to control your expenses. Here I present to you a list of free sites and applications to manage your money.

What is an app to manage your money?

Its name already says it all: it is an application that helps you manage your money, that of your company, or even both, from your phone. 

The best part of all this is that you can manage the entire flow of money from different accounts and your investments, savings, and expenses, from one place. 

This way, you can have a clearer idea of ​​where your company is, and you can start planning where you want to go.

Why should you use an app or website to manage your money?

It is always good to know where your money is, how much you have, how much you save, and how much you spend. 

Knowing all this will help you to have better finances, and in turn, a healthy and better life. Did you know that 29% of businesses fail because the owner runs out of money? 

It could be for several reasons, but managing your resources well can help you make better decisions about other areas of your business and personal life.

Keep these statistics in mind: 40% of small businesses are profitable, 30% cover their expenses, and 30% lose money.

What team would you like to play for? The first right? Then check out the list of the best money management sites which also have applications to embark on the journey to good financial prosperity.


Just like Apple, and even before, Google has made efforts to forget about wallets and put your financial accounts at your thumb’s fingertips.

Android was a pioneer in implementing this type of payment with NFC technology, but it did not take off massively.

However, Android Pay innovations have not passed long and are a reality for Android users who can pay in many establishments worldwide just with their cell phones.

Also, Google Wallet is a solution to control transfers and loans, mainly oriented to be used between acquaintances, but open to the imagination.


Mint is another free site that can be used to keep track of expenses and income; it also has an app it achieves this by connecting to the user’s bank accounts and managing the resources automatically. 

Its introduction to the world represented a significant leap for online banking. 

It allows you to turn budgets into reality thanks to the analytical information that it presents to the user; it also monitors your accounts to notify you of strange movements, raise the credit score and improve it, and personalized tips to improve your financial situation in general.

At the moment, it is only available in the USA and Canada.

Mint is an all-in-one application; that is, it not only allows you to have a global vision of your money but to create budgets, pay bills and check your credit score as many times as you want. Available online and for iOS and Android. Free Download.


It’s easy to use, has excellent budgeting features, is secure (provides two-factor authentication), and allows access to the bank account in read-only mode.


The investment options are not very complete. There are timing delays, and errors can occur.


With Spendee, you can manage your money and simply create budgets. You can also overview your bank accounts, cash expenses, virtual wallets, and even cryptocurrencies.

You can also create a smart budget and analyze your consumption habits so that you never spend more than you should. It is also available for iOS and android.

Price: Your basic plan is free on this site, but the premium plan is not.


It allows you to handle many currencies; it has alerts and reminders, synchronization and backups between devices and shared accounts.


You have to pay to sync your bank account.


This site also has an app with a good design in which you can record your expenses in cash, in types of accounts (savings, investments, and others), credit cards.

You will be able to see your expenses weekly, monthly, and a balance of what you have budgeted and what you spent. Also, it displays other statistical data. It is available on Android.


  • It is free and has a Premium version
  • You can export your budget to Excel
  • Allows you to set budget limits
  • Allows you to modify the amount and date of movement
  • Allows you to arrange payment reminders, amount, and movement date
  • Show graphs and statistics
  • You can add photos of your tickets or your expenses.


  • Too many ads.
  • No automatic categorization
  • No web platform


This free website has a complete app to keep track of income. You can create an account with different banks and record income and expenses. You can categorize your expenses on this site.

It allows you to set the currency format which will in turn enable you to put a limit on your daily, weekly, and monthly payments. You can create frequent spending templates.

It can be a bit difficult to use at first because it has many options to configure, the information is precise, and editing options could be hidden to have a clearer vision.


  • It’s free
  • You can export your budget to Excel
  • You can modify the amount and date of movement
  • Allows you to create savings accounts.


  • Has advertising
  • No web platform
  • It does not allow to set budget limits
  • It does not have automatic categorization.
Sandra Royal

By Sandra Royal

Sandra Royal is a financial analyst, writer and editor.

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